Know Before You Apply.
Our no-inquiry credit scan connects you with credit cards and loans that fit your profile. Clarity, guidance, and access - all before you apply.
How it works...
You give us some info
Enter your details on our secure form. We only ask for the minimum required to soft-pull your credit and perform our Credit Scan. We never sell to third parties, so don't worry about a sudden flood of spam texts and emails. We lock it down!
We scan your credit
Our proprietary backend "engine" safely scans, sorts, and interprets every available data point on your Experian credit report. The scoring model we use is Vantage 3, which we've found very effective in determining outcomes for unsecured products like credit cards and term loans.
You get free results
The results of our credit scan are immediately available after your submission. They include a score range, health assessment, guidance, and access to matched credit and loan products - ready for you to apply. Results are good for 30 days, and no annoying logins to deal with.
A simpler way...
We're not another credit education portal. We're an action-based, online tool for people who already know what they want. It's just that simple.
Our Credit Scan and expert guidance offer a secure pathway to access credit cards and loans while avoiding unnecessary inquiries and declines.
SafePrequal.com is operated by CWF Enterprises LLC, a California-based company. Our team has been empowering borrowers in the business and consumer finance space for over 20 years.